VIDEO: 3 ways to reduce credit card debt this holiday season

Finance experts offer tips on sticking to that budget this holiday season

1. Create and follow a holiday budget

Avoid making hasty decisions you’ll regret come January. You don’t need to buy a gift for everyone in your life. There are lots of fun holiday activities you can do without spending.

2. Stop credit card debt from snowballing

Avoid building bad credit, take out a personal loan to consolidate your debt. Personal loans are available at lower rates than payday loans, and they can help you stay on track financially during the holidays.

3. Ask Santa for things you need, not things you want

When people ask you what you want this holiday season, suggest items that you actually need. This will help you save money on essentials in the new year.

The Canadian Press

Like us on Facebook and follow us on Twitter.

Just Posted

Creepy phone caller threatens women in Abbotsford

RCMP first warned of disturbing calls last month

School safety was examined after Abbotsford stabbing

31-page report looked at what did and didn’t work

Fraser Valley real estate predicted to slow down in 2018

B.C. Real Estate Association forecasts a cooling market

Rescue boat theft marks third in 3 years for Agassiz-based SAR team

Eight-metre Spirit of Harrison rescue vessel was stolen Friday night, found Saturday morning

Two charged in relation to 2017 house-party shooting

Four people were injured in incident a year ago in Abbotsford

Ottawa proposes restricted pot labels, packages

Packaging will include red stop sign with marijuana leaf and ‘THC’

Pro-Trump protest sign with F-word is OK, court rules

Judges say Ontario man can protest publicly, even using vulgar language

Chilliwack’s Spirit Abreast team searching for new paddlers

As dragon boat season approaches, breast-cancer-focused team holds annual meet and greet

Body of missing Australian woman found in Whistler lake

RCMP say they do not suspect foul play in Allison Raspa’s death

VIDEO: Police officer looking for distracted drivers gets hit by truck

Road safety investigator clipped by trailer while patrolling busy intersection

YVR wants you to help name three new puppies

Say hello to the Vancouver Airport’s new assistance pups

COLUMN: Fundraiser helps Abbotsford family fulfill $100K goal for BC Children’s Hospital

Five years after setting their goal, Team Miracle Maya surpasses their target

Speculation tax causing concern at Cultus Lake, Harrison Hot Springs

Recreational property owners face hefty bill for 2019 for what some call a ‘wealth’ tax

Suspect who attacked autistic man in Ontario could be from B.C.’s south coast: police

29-year-old man was sent to hospital with serious injuries

Most Read