LETTER: Common sense needed for car insurance

Dear Editor:

In a Kelowna newspaper, on Dec. 23, Jorgen Hansen proposed a brilliant idea, or did he just apply common sense (which is in short supply just about everywhere)?

He proposed that anybody who wants to have barbecues on balconies – will lose the benefit of insurance. Haven’t we seen enough condos go up in flames?

Why can’t such simple logic be applied to the auto insurance industry as well?

Driving on a public road is a privilege, not a right, and requires laws that should be enforced for all our sake. Texters and drunk drivers who are found responsible for any accident should pay the full cost for their stupidity.

The insurance cost for the rest of responsible driver could then perhaps be cut in half. I venture a guess, that 90 per cent of responsible drivers would agree to such a law.

What big decisions are then left to decide (that warrants the extravagant salary of three hundred thousand dollars, plus very generous pensions and benefits) for a host of executives?

Something else to think about – in view of the chaos and carnage in the world, I pose this unchallenged challenge – only with honesty, truth and justice can there be a healthy future for our species. Those on the extinction list – I don’t see any of it anywhere.

Gunther Ostermann – Kelowna

Get local stories you won't find anywhere else right to your inbox.
Sign up here

Just Posted

Construction has begun on the new Eagle Mountain elementary school in Abbotsford. (Screengrab from video by CHP Architects)
Construction begins on new Eagle Mountain elementary school in Abbotsford

School, including childcare spaces, is set to open in September 2022

Bill Hireen joined Remembrance Day celebrations in Abbotsford in 2019. The veteran and long-time civic supporter passed away on Dec. 31, 2020. (Abbotsford News file photo)
Long-time Abbotsford city council supporter dies of COVID-19

Bill Hireen was a frequent visitor to council and police board meetings

Uber Eats has announced that it is now delivering food orders in Abbotsford and Chilliwack. (Submitted photo by Justin Walker)
Uber Eats announces expansion into Abbotsford

Food-delivery company is staring with 60 local restaurants

Nakota Hinksman had been reported missing in Abbotsford, but has since been located.
UPDATE: Missing teen with autism has been located in Abbotsford

Nakota Hinksman, 18, had been missing since 3:20 a.m. on Tuesday

NHL Central Scouting has ranked three Abbotsford hockey talents as likely to be drafted in 2021. (Twitter photo)
Trio of Abbotsford hockey talents placed on NHL watch list

Abbotsford’s Chiasson, Milne and Sward all ranked as C grade prospects for 2021 NHL draft

Dr. Penny Ballem, a former deputy health minister, discusses her role in leading B.C.’s COVID-19 vaccination program, at the B.C. legislature, Jan. 22, 2021. (B.C. government)
B.C. holds steady with 407 new COVID-19 cases Tuesday

14 deaths, no new outbreaks in the health care system

A Cessna 170 airplane similar to the one pictured above is reported to be missing off the waters between Victoria and Washington State. Twitter photo/USCG
Canadian, American rescue crews searching for missing aircraft in waters near Victoria

The search is centered around the waters northeast of Port Angeles

Jonathon Muzychka and Dean Reber are wanted on Canada-wide warrants. (Courtesy of Victoria Police Department)
Convicted killer, robber at large after failing to return to facility: Victoria police

Dean Reber, 60, and Jonathon Muzychka, 43, may be together

B.C. Premier John Horgan listens during a postelection news conference in Vancouver on Sunday, Oct. 25, 2020. THE CANADIAN PRESS/Darryl Dyck
30% of B.C. recovery benefit applications held up in manual review

The province says 150 staff have been reassigned to help with manually reviewing applications

Adam Dergazarian, bottom center, pays his respect for Kobe Bryant and his daughter, Gianna, in front of a mural painted by artist Louie Sloe Palsino, Tuesday, Jan. 26, 2021, in Los Angeles. (AP Photo/Jae C. Hong)
Kobe Bryant’s presence remains strong a year after his death

Tuesday marks the grim anniversary of the crash that took their lives

Surrey RCMP are investigating after a pedestrian was struck and killed at 183 Street and Highway 10 Friday night. (File photo)
Cannabis bought in British Columbia (Ashley Wadhwani/Black Press Media)
Is it time to start thinking about greener ways to package cannabis?

Packaging suppliers are still figuring eco-friendly and affordable packaging options that fit the mandates of Cannabis Regulations

Modelling of predicted transmission growth from the B117 COVID-19 variant in British Columbia. (Simon Fraser University)
COVID-19 variant predicted to cause ‘unmanageable’ case spike in B.C: report

SFU researchers predict a doubling of COVID-19 cases every two weeks if the variant spreads

RCMP officers wearing face masks to curb the spread of COVID-19 stand by. (THE CANADIAN PRESS/Darryl Dyck)
RCMP appeal for witnesses after hit-and-run leaves girl, 17, in critical condition

The Metro Vancouver teenager was found unconscious and critically injured after being hit: police

Most Read